Service Charges & Fees

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  • General Schedule of Features and Charges for Credit Cards
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    General Schedule of Features and Charges for Credit Cards

     Types of Card
    Fee & other ParametersRoyalePrivy LeagueLeagueSilk InspireEssentiaDelightWealth Management Credit CardPVR PlatinumNRI CardAquaPVR GoldUrbaneFeastFortuneBestpriceBestPrice-PremiumCorporate BasicCorporate ClassicCorporate PltinumCorporate SignatureTravel AgentCommerical Card
    Joinig FeesRs. 19,999Paid Variant- Rs. 7,500 and Rs. 5000; Free Variant-NilNilRs. 599Rs. 1499Rs. 1999NilNilNilRs. 1499OptionalNilNilNilNilNilNilNilNilNilNilNil
    Annual FeesNilPaid Variant - Rs. 5000; Free Variant-NilRs. 499Rs. 599Rs. 749Rs. 299NilRs. 999Rs. 1000NilRs. 499Rs. 199Rs. 499( for cards issued after 18th May 2011)NilNilRs. 999NilRs. 1000Rs. 999NilRs. 999Nil
    Condition for waiver of Annual Fees - First YearNANAOne retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 50000 in the first year of Card Account set upMinimum retail spends of Rs. 125000 in the first year of Card Account set upNANANANANANANAOne retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 15000 in the first year of Card Account set upNANANANANANANANANANA
    Condition for waiver of Annual Fees - Second YearNAMinumum retail spends of Rs. 750000 in the yearMinimum retail spend of Rs. 50,000 in the yearMinimum retail spend of Rs. 125000 in the yearNANANANANANANAMinimum Retail spends of Rs. 15000 in the yearNANANANANANANANANANA
    Addon card FeesNilNilNilNilRs. 299Rs. 299NilRs. 299Rs. 599NilRs. 299NilRs. 299Rs. 299NilNilNANANANANANA
    Interest Charges on outstanding Balances3.01% (Annualized 37.2%)2.49% (Annualized 29.88%)3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)
    2.99% (Annuanlized 35.88%) for credit card issued against Term Deposit
    3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)3.10% (Annualized 37.2%)3.40% (Annualized 40.8%)3.10% (Annualized 37.2%)2.99% (Annuanlized 35.88%)3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)3.40% (Annualized 40.8%)1.5% (Annualized 18.0%)3.30% (Annualized 39.6%)3.30% (Annualized 39.6%)3.30% (Annualized 39.6%)3.10% (Annualized 37.2%)1.49% (Annualized 17.88%)3.30% (Annualized 39.6%)
    Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)MAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankMAD can be 5% or 10% of TAD as decided by the BankNANA10%10%10%10%10%10%
    ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereofRs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 300Rs. 199NANANANANANANANA
    Late Payment Charges ("LPC")***Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    NilNilRs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Rs. 100 for statement o/s less than or equal to Rs. 500.
    Rs. 400 for statement o/s between Rs. 500.01 to Rs. 5000.
    Rs. 500 for statement o/s between Rs. 5001.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000)
    Over Limit ChargeRs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500WaivedRs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500NANARs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500
    Cheque Bounce ChargesRs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500Rs. 500
    Foreign Currency Mark Up3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%3.50%NANA3.50%3.50%3.50%3.50%3.50%3.50%
    Railway Booking Surcharge (1.8%/2.5% on transaction amount)*WaivedWaivedWaivedApplicableApplicableWaivedWaivedApplicableWaivedWaivedApplicableApplicableApplicableApplicableNANAApplicableApplicableWaivedWaivedApplicableWaived
    Fuel Surcharge (2.5% on transaction)**WaivedWaived^WaivedWaivedApplicableWaived^WaivedApplicableWaivedWaivedApplicableApplicableApplicableWaivedNANAApplicableWaivedWaivedWaivedWaivedWaived
    Fee for Cash payment at BankRs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100WaivedRs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100Rs. 100
    Outstation Cheque Processing FeeWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Reissue/ Replacement Card (per issunace)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)Rs. 100 (Effective 22nd Feb, 2014)WaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Charge Slip RequestWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Machine Surcharge at ATMsWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Balance Enquiry Charges at Non Parent Bank ATMWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Duplicate Statement RequestWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaivedWaived
    Web Pay Service FeeWaived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)Waived (effective 10th JAN,2014)WaivedWaivedWaivedWaivedWaivedWaived
    Furnishing a copy of Credit Information Report (CIBIL) (Effective 5th April)Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50Rs. 50

    Please Note:

    • Service tax & education cess, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on you Credit Card
    • *Maximum Railway surcharge waiver of Rs. 500 in a calendar year
    • ** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year
    • ^Fuel surcharge for Delight and Privy League to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year
    • ***Effective 15th June'2015 , the revised LPC slab willl be as below -
      Rs. 100 for statement o/s less than or equal to Rs. 500.
      Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000
      Rs. 700 for statement o/s greater than Rs. 10,000)