Credit Cards

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Kotak Mahindra Bank offers an array of credit cards with the sole purpose of catering to all types of consumers. We have a card to address each of your needs and every credit card in our ensemble has special services and benefits. We have a selection of credit cards that suits the need of every individual. We have credit cards that give benefits of monthly free PVR movie tickets, exclusive discounts for women & many more.

You can easily calculate your credit card eligibility and apply for a card to avail all the discounts, benefits and offers.

How to apply for a credit card

You can apply for a Kotak Mahindra Bank credit card online by following these steps -

  • Compare and choose the credit cards you wish to avail
  • Click on the 'Apply Now' button of your desired credit card
  • Fill in the location and credit card details
  • You will be asked whether you're an existing Kotak bank customer or not
  • If yes, you will be redirected to a page where your customer ID and password will be asked
  • If no, you will be asked to fill in a form with your personal details
  • After submitting your personal details, a Kotak Bank customer care operator will get in touch with you
  • It's that simple, so what are you waiting for? Apply for credit card online today!

Credit Cards for Shopping

URBANE GOLD CREDIT CARD

  • Earn 3X reward points against every Rs. 100/- of retail spends
  • Spend 1 Lac in a year and get 4 PVR tickets under the milestone feature.
View Benefits        Apply Now

ESSENTIA PLATINUM CREDIT CARD

  • 10% Savings on Departmental & Grocery Store spends
  • Redeem Saving points for delightful options
View Benefits        Apply Now

SILK INSPIRE CREDIT CARD

  • 5% Savings on Apparel spends
  • 2.5% Fuel surcharge waiver across all petrol pumps in India
View Benefits        Apply Now

Credit Cards for Lifestyle Privileges

WEALTH MANAGEMENT INFINITE CREDIT CARD

  • Personalised Card Design
  • Higher Credit Limit
  • Access to International Events
View Benefits        

ROYALE SIGNATURE CREDIT CARD

  • Earn up to 4X reward points on every Rs. 150 spent
  • Get up to 30,000 bonus reward points on an annual retail spends of Rs 8 Lacs
  • 2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program
View Benefits        Apply Now

LEAGUE PLATINUM CREDIT CARD

  • Milestone program - Spend Rs.1,25,000 every 6 months and get 4 free PVR tickets
  • Premier Rewards Program
View Benefits        Apply Now

PRIVY LEAGUE SIGNATURE CREDIT CARD

  • Enjoy features like four complimentary PVR tickets every quarter, Access to over 600 VIP Airport Lounges, TAJ Epicure Membership, Concierge service and much more!
  • Choose between Shopper's or Traveller's Reward earning plan and earn 10X rewards on select categories
View Benefits        

Credit Cards for Dining and Entertainment

PVR GOLD CREDIT CARD

  • Get 1 free PVR movie ticket* every month when you spend Rs. 10000/-# and above in a monthly billing cycle. OR
  • Get 2 free PVR movie tickets* every month when you spend Rs. 15000/-# and above in a monthly billing cycle.
View Benefits        Apply Now

PVR PLATINUM CREDIT CARD

  • Get 2 free PVR movie tickets* every month when you spend Rs. 10000/-# and above in a monthly billing cycle
  • Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets Available all year round
View Benefits        Apply Now

FEAST GOLD CREDIT CARD

  • 10 Dining Points on every Rs100 Spent on Dining and Movies that can be redeemed for a host of benefits
  • 10 dining points= Rs10/-
View Benefits        

DELIGHT PLATINUM CREDIT CARD

  • 10 % Cash- Back on Dining and Movies round the year
  • 2.5% fuel surcharge waiver across all petrol pumps in India.
View Benefits        Apply Now

Credit Card for NRI

NRI ROYALE SIGNATURE CREDIT CARD

  • 2X Rewards on spends outside India where 1 Reward Point = Re 1/-
  • Freedom to purchase and pay in INR
View Benefits        Apply Now

Credit Cards for Corporate Banking

CORPORATE GOLD CREDIT CARD

  • Get a consolidated statement for one view of all expenses
  • Feel safe and secure with free SMS Alerts

    Enjoy feature like real time transaction alerts, free card replacement and much more!
View Benefits        Apply Now

CORPORATE PLATINUM CREDIT CARD

  • Spend on Corporate Platinum Card and earn higher Reward Points.
  • Get 2.5% fuel surcharge waiver across all petrol pumps in India
View Benefits        Apply Now

CORPORATE WEALTH SIGNATURE CREDIT CARD

  • Earn high cash back when spent through your Kotak Corporate Wealth Signature Credit Card.
  • Make the most of interest-free funds up to a period of 48 days similar to an overdraft facility on credit cards.
View Benefits        Apply Now

Others

AQUA GOLD CREDIT CARD

  • Milestone Offer- Spend Rs 1,50,000 in a year & get 4 PVR tickets.
  • 2.5% fuel surcharge waiver across all petrol pumps in India
View Benefits        Apply Now

BEST PRICE CREDIT CARD

  • Kotak Best Price Business Card offers a unique benefit of a 14-day Credit Cycle that starts afresh on every transaction.
  • No Joining Fees
View Benefits        Apply Now

FORTUNE GOLD CREDIT CARD

  • Milestone Offer - Spend Rs 1,50,000 in a year & get 4 PVR tickets
  • 2.5% fuel surcharge waiver across all petrol pumps in India
View Benefits        

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