Kotak Mahindra Bank provides you home loans accompanied by highly customised facilities and services for a seamless and pleasurable home-buying experience.
4% interest p.a. on your Savings Account is now a thing of the past. With Kotak Savings Account you now get up to 6% interest p.a. on your Savings Account balance over Rs. 1 Lakh.
Opt for a Kotak Personal Loan to get a step closer to planning your dream vacation, dream wedding or renovating your home at competitive interest rates. So go ahead, dream big!
Kotak Mahindra Bank offers an array of credit cards with the sole purpose of catering to all types of consumers. We have a card to address each of your needs and every credit card in our ensemble has special services and benefits.
Kotak Mahindra Bank's Current Account is crafted to take your business to new heights and create a long-term relationship in building your business.
In addition, get other lifestyle benefits and financial privileges with Kotak Silk Account.
Quick approval & Hassle free processing
Choose the Kotak Credit Card that best compliments your lifestyle.
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• 10% Savings on Departmental & Grocery Store spends1 Saving Point = Rs. 1
• Earn 1 Saving Point for every Rs. 250 you spend on other categories* without any restrictions.
• Spend Rs. 1,25,000 every 6 months and get 6 free PVR tickets.
• Enjoy upto 12 complimentary PVR movie tickets every year
CHOOSE YOUR REWARD PLAN*
• Choose Traveler's Plan or Shopper's Plan and Earn 10X Reward Points on select categories and earn 5X Reward Points other retail spends
• Save a minimum of 25%* on your spends across all Taj Restaurants and Bars with Taj Epicure Membership
• Enjoy get four complimentary PVR tickets every Quarter.
• Enjoy 4 access* to over 600 VIP airport lounges spread across 100 countries and much more!
Life Gets Rewarding*
• Earn 10X points for every Rs. 100/- spent across select VISA merchant categories e.g. purchasing air-tickets, holidays, shopping of apparels/electronics and all international spends.
• Earn 5x on all other spends.
• Access tor business lounges across 300 cities globally
• Membership for discount at Taj hotels and restaurants
• Get 1 free PVR movie ticket every month when you spend Rs. 7500/- and above in a monthly billing cycle. OR
• Get 2 free PVR movie tickets every month when you spend Rs. 15,000/- and above in a monthly billing cycle.
• As a special introductory offer, get 1 additional free PVR Movie Ticket every month when you spend Rs. 750/- and above at PVR Cinemas within the same billing cycle using your PVR Kotak Credit Card
• Earn up to 8X reward points on every Rs. 150 spent across all spends done on your Kotak League Credit Card.
*Special Categories are Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores
Fuel Surcharge Waiver:*
• Applicable on Transactions between Rs. 500/- and Rs. 3000/-• Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500/-
• Get 2 free PVR movie tickets every month when you spend Rs. 7500/- and above in a monthly billing cycle
10% Cash-Back on Dining & Movies*
• Spend a minimum of Rs.10, 000 on categories other than dining and entertainment within the billing cycle to avail 10% cash-back on dining (stand-alone outlets) & movies every month. Max Cash Back of Rs.600 per month.
2.5% Fuel Surcharge Waiver*
• 2.5% fuel surcharge waiver across all petrol pumps in India
• Applicable on transactions between Rs. 400 to Rs. 4000
• Enjoy 8 PVR tickets every year. Spend Rs. 1.25 lac in 6 months and get 4 complimentary PVR tickets.
• PVR tickets can be used for any day and any show.
• Earn 3X reward points against every Rs. 100/- of retail spends. Every 1000 reward points have a redeemable worth of Rs. 75/-
• Spend Rs. 1 lac in a year and get 4 complimentary PVR tickets. PVR tickets can be used for any day and any show*
• Redeem reward points against host of benefits like Cash, Airline tickets, Air miles, Movie Tickets, Mobile Recharge, Branded Merchandise & more.
Option - For Paid Card variants
Credit Card expenses
Service Tax & Education Cess would be charged on the joining fee as per statutory requirements
The RoyaleSignature Credit Card is available in two variants*:
• The paid card which is available at an annual fee of Rs.19,999 plus service tax.
• The complimentary card
* The benefits on the variants vary.
• Annual fee of Rs. 199/- (Reversible if One swipe within first 3months & Retail spends of Rs. 15, 000 in a year)
• Income - Rs. 15 lac and above per annum
• Should be a resident of India
• This is an exclusive product only for Privy League Customers of the Bank and can be applied through invitation only.
• Income: Rs.25 lac and above per annum
• Income: Rs.3 lac and above per annum
• Income: Rs.15 lac and above per annum
• Age: 21-65 years for primary applicant and 18 years and above for add on card applicant
• Income: Rs.5 lac and above per annum
• Income - Rs.3 lac and above per annum
- W.e.f. Jan 6, 2017, daily balances over Rs.1 Lakh will continue to earn 6% interest p.a. for balances upto Rs. 5 Crs. Interest rate on daily balances above Rs. 5 Crs stands revised to 5.5% p.a. Interest rate on daily balances up to Rs. 1 Lakh in Savings Accounts will continue to earn interest at 5% p.a. The interest rates mentioned are applicable for Resident Accounts only.- IMPS Transaction charges for amount up to Rs 1000 will not be charged for the period of 1st Jan'2017 to 31st Mar'2017. However, IMPS Transaction of more than Rs 1000 will be charged as per applicable General Schedule of Features and Charges of respective Current Accounts, Savings Accounts and Corporate Salary accounts.