Senior Citizen Deposits
Senior Citizen Deposits

Senior Citizen Deposits

Term Deposit with highly attractive interest rates

To facilitate senior citizens with maximum returns over Term Deposits, Kotak Mahindra Bank offers special rates on these deposits. All Resident Indians Individuals, above 60 years of age can avail benefits of this scheme. New customers need to submit a valid age proof along with the application.

You can book a Term Deposit with an interest payout frequency which suites your requirement i.e. Monthly or Quarterly and you can also keep it invested till maturity.

Key Features

  • Ease and convenience of operation
  • Liquidity through overdraft or sweep-in facility
  • No penalty on pre-mature encashment
  • Nomination facility available

Greater flexibility of tenure

Place your deposit for any tenure between 7 days to 10 years (Minimum 15 days for amount less than 15 Lacs & minimum 181 days monthly payout term deposit).

Amount of Deposit

Make a deposit of as low as Rs. 10,000 (Rs. 25,000 for new customer) and let it earn handsome returns for you.

Apply Now

  • If you are an existing customer of the Bank, log on to your Net Banking account.
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  • If you are a new customer and would like to apply for a term deposit online, click here to fill the online application form
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  • If you are a new customer and wish to have more information about our products click here to leave your name and contact details
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