SMS Banking
Carry your bank on your phone!Kotak Mahindra Bank's SMS Banking service enables you to access your bank account, investment account and demat account on your Mobile Phone. Now get latest update on your account balance, salary credits, large debits, large credits, holding value and much more, on your mobile anytime.
It is quick and easy, available to you 24X7 and it's absolutely free!
Simply send an SMS to 9971056767 or 5676788 to get the details for following updates.
Key Features
- Access your bank account on your Mobile Phone
- Get latest update on your account balance, salary credits, and more!
- FREE service!
SMS commands
SMS the following codes to 9971056767 or 5676788
K HELP for details
| Banking Accounts | |
| Balance Inquiry | K BAL B |
| Last 3 Transactions | K TXN B |
| Last 3 months statement on email | K STMT B |
| Statement on email for a particular month in the current financial year | K STMT B E |
| Statement on email for any particular period | K STMT B F G |
| Cheque Status Inquiry | K CHQSTATUS B C |
| New Cheque Book Request | K CHQBOOK B |
| Interbank Mobile Payment Service (IMPS) | |
| Mobile Money Identifier (MMID) Generation/Retrieval | K MMID B |
| MMID Cancellation for an account | K MMIDREVOKE M |
| MMID Cancellation for all accounts | K MMIDCANCEL |
| MMID Reinstation | K MMIDREINST M |
| Investment Accounts | |
| Know Your Account No. | K MFACCT A |
| Holding Value | K MFBAL X |
| Demat Accounts | |
| Know Your Account No. | K DPACCT A |
| Holding Value | K DPBAL Y |
| Locator | |
| Know the nearest ATM | K ATM Z |
| Know the nearest Branch | K BRANCH Z |
| PIN Regeneration | |
| Net Banking | K NETPIN A |
| Phone Banking | K PHONEPIN A |
| Debit Card | K DEBITPIN D |
| Debit Cards | |
| Activation of Debit Card for use at Merchant Establishments | K POSACT D |
A - Last 4 digits of Customer Relationship Number
B - Last 4 digits of Account Number
C - Complete Cheque Number
D - Last 4 digits of Debit Card Number
E - First 3 letters of the month
F - Start period. First 3 letters of the month followed by last 2 digits of the year (Eg: For September 2007 please mention as SEP07)
G - End Period. First 3 letters of the month followed by last 2 digits of the year (Eg: For February 2008 please mention as FEB08)
M - 7 digit MMID of your account
X - Last 4 digits of Investment Account
Y - Last 4 digits of Demat Account
Z - 6 digit Postal Pincode
Please Note:
- You can send the SMS in either upper case (Capital letters) or lower case (small letters) i.e. K BAL and k bal, both will help you to know your account balance
- The SMS commands contain blank spaces which should be kept when sending SMS. There are 2 blank spaces, one after 'K' and the other after the code say BAL.
- Please use only the mobile number which has been registered to use the SMS Banking & Alerts' facility. For your safety, we will not accept requests from any other mobile number.
- PIN regeneration requests will be accepted through SMS, however New PIN will be sent to your registered communication address via post only.
SMS Banking is available for registered customers only.
Apply Now
- Download SMS Banking Registration form (For Individuals and Joint Account Holders) - Customers who do not have a SMS Banking access can fill the form and submit the same at the nearest branches/ATMs
- Download SMS Banking Registration form (For Non Individuals) - Sole proprietorship/ Partnerships/ Limited Companies/HUF/ Trusts/Societies/Associations and Clubs can apply for SMS Banking for their authorized signatories.
- Call our 24-hour Customer Contact Center