Features & Benefits

• Access to all merchant establishments and ATMs that accept Visa cards

Kotak Global Debit Card is welcome for purchases at over 30 million Merchant Establishments worldwide (including over 500,000 Merchant Establishments in India) and ATMs in India and Worldwide; just look out for the Visa sign.

• Higher Transaction limits

As a Gold Debit Card customer, enjoy greater convenience and flexibility through an enhanced daily purchase limit of 1,75,000.00 and ATM cash withdrawal limit of 1,75,000.00.

• Fuel Surcharge waiver

Enjoy fuel surcharge waiver (currently 2.5%) every time you purchase petrol at any petrol pump across the country.

• Photo card

We have personalized this card for you with your photograph giving you added security.

• Lost Card Liability Insurance

Kotak Gold Debit Card comes with a complimentary Lost Card Liability Insurance of 175, 000. The insurance covers any misuse up to 30 days prior to reporting of the lost card and 7 days after reporting.

• Lost baggage insurance

Complimentary lost baggage insurance of 100,000

• Air Accident Insurance Cover

Kotak Gold Debit Card brings complimentary Air Accident Insurance Cover of 1,500,000 so you can now travel with peace of mind.

• Purchase Protection

All consumer durable goods purchased using your Gold Debit Card are insured against fire, natural calamity, burglary and housebreaking upto 90 days from the date of purchase. You will be eligible for purchase protection of 75,000.

• Visa Global Customer Assistance Service (GCAS)

While traveling overseas, your Gold Debit Card offers you peace of mind through the comprehensive VISA Global Customer Assistance Service. This 24-hour service is offered by Visa across the globe and can be used for:

1. Lost/Stolen Card Reporting
2. Emergency Card Replacement
3. Miscellaneous Inquiries
• Offers & Discounts at Merchant Outlets

Kotak Global Debit Card gives you access to great deals and discounts at merchants

• Gift an Add-On Card

You can now share the Gold Debit Card convenience with your loved ones. Simply gift them an Add-On Card. The person you are gifting the Add-on Card to does not have to be an account holder with the Bank.

The Add-On cardholder can enjoy all the privileges of a Gold Debit Card.