Business Power - Platinum Debit Card
Classic Debit Card

Business Power - Platinum Debit Card

Enjoy greater convenience and flexibility

Key Features

  • Higher Daily Transaction Limits
  • Fuel Surcharge Waiver
  • Priority Pass to relax in luxurious VIP airport lounges (chargeable, optional)
  • Lost Card Liability Insurance
  • Lost baggage insurance
  • Air Accident Insurance Cover
  • Purchase protection
  • Unlimited Access at all merchant establishments that accept Visa cards
  • Free Access to all ATMs in India and abroad
  • Visa Concierge Services
  • Visa Global Customer Assistance Services
  • Special offers at merchant establishment

Features & Benefits

  • Higher Daily Transaction Limits
  • Enjoy greater convenience and flexibility through an enhanced daily purchase limit of 250,000 and daily ATM cash withdrawal limit of 200,000.

  • Fuel Surcharge waiver
  • Enjoy fuel surcharge waiver (currently 2.5%) every time you purchase petrol at any petrol pump across the country.

  • Priority Pass (optional)
  • Enjoy the unmatched advantage of Priority Pass, the world's largest airport lounge access program. As a Priority Pass member, you can relax in more than 600 most luxurious VIP airport lounges in over 100 countries and 300 cities worldwide.

    1. Worldwide access
      VIP lounge access at over 600 airports in 300 cities 100 countries.
    2. Refreshments
      Get refreshments served at the lounge, so you don't have to queue up for expensive food at airport restaurants.
    3. Rejuvenate before you Travel
      Get a chance to relax before taking the flight. Or if you wish you can use the lounge business facilities to catch up on work and stay in touch with the office.
    4. Benefits
      Avail the use of phones, fax machines, internet, even conference rooms in the lounge area.
  • Lost Card Liability Insurance
  • Kotak Business Platinum Debit Card comes with a complimentary Lost Card Liability Insurance of 200,000/-. The insurance covers any misuse up to 30 days prior to reporting of the lost card and 7 days after reporting.

  • Lost baggage insurance
  • Complimentary lost baggage insurance of 100,000/-

  • Air Accident Insurance Cover
  • Kotak Business Platinum Debit Card brings complimentary Air Accident Insurance Cover of2,000,000/- so you can now travel with peace of mind.

  • Purchase Protection
  • All consumer durable goods purchased using your Business Debit Card are insured against fire, natural calamity, burglary and housebreaking upto 90 days from the date of purchase. You will be eligible for purchase protection of 100,000.

  • Unlimited Access at all merchant establishments and ATMs that accept Visa cards
  • Kotak Business Platinum Debit Card is welcome for purchases at over 30 million Merchant Establishments worldwide (including over 500,000 Merchant Establishments in India); just look out for the Visa sign.

  • Free Access to all ATMs in India and abroad
  • Kotak Business Platinum Debit Card also offers unlimited access for cash withdrawal at all ATMs in India and over 1 million ATMs worldwide absolutely free.

  • Visa Concierge Services
  • Services such as organizing a flight to Paris, recommending a restaurant in Hong Kong, arranging for opera tickets in Milan or even suggesting a reliable dry cleaner away from home are just some of the services available. All it takes is a phone call, any time, anywhere in the world. The Visa Platinum Customer Centre (VPCC) is manned by professionals 24 hours a day, 7 days a week. Call at 000 117 followed by 866 765 9643.

  • Visa Global Customer Assistance Service (GCAS)
  • While traveling overseas, Kotak Platinum Debit Card offers peace of mind through the comprehensive VisaGlobal Customer Assistance Service. This 24-hour service is offered by Visa across the globe and can be used for:

    1. Lost/Stolen Card Reporting
      1. Emergency Card Replacement
      2. Miscellaneous Inquiries

      The toll-free telephone numbers for accessing these emergency services are available on our website and with our 24-hour Customer Contact Center at +91 22 6600 6022 while calling from overseas locations.

    2. Business Gold Offers & Discounts at Merchant Outlets
    3. Kotak Business Platinum Debit Card gives you access to great deals and discounts at merchants catering to your business needs.

Foreign Exchange Rates
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