We have the most advanced security system to safeguard your Net Banking transactions. All your transactions travel via 128-bit SSL encrypted medium, (the industry standard for encrypted communication) and our servers are protected with measures like firewalls, access controls. Thus our bank is taking all due precaution to prevent unauthorized access to the Bank's servers and to ensure that your information and transactions on Kotak Mahindra Net Banking remains confidential.

At customer level, every customer is provided with a unique User ID and password. In addition, we make sure that

• To prevent somebody from guessing your password and getting unauthorised access to your account your User ID is locked in case of three consecutive wrong password entries.
• To prevent an unauthorised person from viewing your Net Banking account in case you leave your computer idle, we close your Internet session if there's no activity for more than 30 minutes.
• If you want to block your Net Banking for a specific duration, you can call our 24Hrs Customer Contact Centre and ask our Customer Care Officers to do so. You can unblock it whenever you want by calling us up.