Financial Inclusion
Home
Hindi
  • Products - Financial Inclusion
  • Business Correspondent Details
  • Grievance Redressal
  • News
What is Financial Inclusion?

Financial Inclusion is delivery of banking services at an affordable cost to vast section of disadvantaged and low income group. The key focus of Financial Inclusion includes four products:

  • A pure savings product with inbuilt overdraft facility
  • A Recurring Deposit product
  • A Remittance product and
  • Entrepreneurship credit in the form of KCC/GCC
What are the key objectives of Financial Inclusion?
  • Extending formal banking system among less privileged in urban & rural India.
  • Weaning them away from unorganized money markets and moneylenders.
  • Equipping them with the confidence to make informed financial decisions.
What are the Key Industry Initiatives towards Financial Inclusion?
  • Relaxation of Know Your Customer (KYC) guideline for No-Frill accounts.
  • Introduction of Business Correspondent (BC) Model for service delivery in remote areas
  • Adoption of Information & Communication Technology (ICT) based model for enhancing outreach.
  • Integration of Electronic Benefit Transfer (EBT) for disbursement of Govt. Grants.
  • Reorganization of Aadhar Number under KYC norms.
What are the KMBL’s initiatives towards Financial Inclusion? (as on 10th Sep 2012)
  • KMBL has more than 1.15 Lakh No Frills accounts opened under its Financial Inclusion Initiative.
  • The Bank has started its ICT based Financial Inclusion Initiative at Mehsana & Banaskantha District of Gujarat & Silvassa district of Dadra & Nagar Haveli by offering E-Passbook and Smart Cards along with No-Frills Accounts. More than 77 thousand Smart Cards have been issued and 82 Customer Service Points (CSP) are fully operational offering basic banking services under the ICT based Financial Inclusion Initiative.
  • Kotak Mahindra Bank has covered 43 villages by opening rural bank branches and 321 villages by engaging Business Correspondent.

The above list was last updated on 10th Sep 2012

Products - Financial Inclusion
  • A. (No-Frills) Easy Savings Account offered through Bank Branches

    The Kotak Easy Savings Account is a ‘No-Frills’ Savings bank account with all basic banking facilities with very low Average Monthly Balance requirements (AMB) and hassle free documentation.
    Key Features & Benefits
    Mode of operation Single/Joint
    Initial deposit amount Rs. 100/-
    Average Monthly Balance (AMB) Rs. 100/-
    AMB Non Maintenance Charges (NMC) Rs. 10/- per Month
    Rate of interest 6% p.a on balance above Rs. 1 lac and 5.5% p.a on balance upto Rs. 1 lac
    Cheque facility Available (First cheque book free thereafter Standard Charges apply)
    ATM-cum-debit card Issuance charges waived however available subject to annual charges
    Replacement of damaged card Free
    ATM Banking Available
    Internet Banking facility Free
    Bank Statement Free monthly e-mail statements & Free quarterly physical statements
    Pass book Free in lieu of physical statement
    Account closure charges (If Closed after 1 month and before 6 months of account opening) Rs. 100/-
    Charges for availing services other than those covered here As per the “General Schedule of Features and Charges for Savings Accounts”, which is displayed at branch premises/notice board. It is also available on our website www.kotak.com
    Nomination facility Available
    Product Available at All our branches
    Eligibility criteria and operating instructions
    • This account is offered to those individuals who are deprived of basic banking services, belong to lower income group and towards promoting Financial Inclusion initiative.
    • The total balance in the account should not exceed Rs. 50,000/- at any given point of time.
    • The sum total of credits in the account shall not exceed Rs. 1 lakh in a year.

    Charges are exclusive of the Service Tax and education cess. The same is subject to change.
    Just walk in to any of our bank branch and meet our Customer Service Executive/Service Manager/Branch Manager for more details.

  • B. (No-Frills) Easy Savings Account offered through Business correspondent (FINO Ltd.)

    The Kotak Easy Savings Account is a ‘No-Frills’ Savings bank account with all basic banking facilities with very low Monthly Balance requirements (AMB) and hassle free documentation.

    Key Features & Benefits
    Mode of operation Single
    Initial deposit amount Rs. 100/-
    Average Monthly Bbalance (AMB) Nil
    Rate of interest 6% p.a on balance above Rs. 1 lac and 5.5% p.a on balance upto Rs. 1 lac
    Account opening charges Nil
    Smart Card (E-Passbook) Issuance charge* Rs. 100/-
    Physical Statement Mini statement available through POT(Micro-ATM). Optional half yearly statement provided on request by BC.
    Cash deposit charges Nil
    Cash withdrawal charges* Rs. 3/- per transaction
    Nomination facility Available
    Re issue of Smart Card* Rs. 55/-
    Product Available at Business Correspondent-Customer Service Points at Mehsana District of Gujarat.
    Service Delivery At designated Customer Service Points (CSPs) through Business Correspondent using Micro ATMs.
    Eligibility criteria and operating instructions
    • This account is offered to those individuals who are deprived of basic banking services, belong to lower income group and towards promoting Financial Inclusion initiative.
    • The total balance in the account should not exceed Rs. 50,000/- at any given point of time.
    • The sum total of credits in the account shall not exceed Rs. 1 lakh in a year.

    Note : * The above mentioned charges are exclusive of service tax and education cess. As part of our promotional offer, the earmarked charges and Initial Deposit have been waived.

    Just walk in to your nearest Business Correspondent-Customer Service Points at Mehsana and Banaskantha District of Gujarat for more details.

  • C. (No-Frills) Easy Savings Account offered through Business Correspondent (Manipal Technologies Ltd.)

    The Kotak Easy Savings Account is a ‘No-Frills’ Savings bank account with all basic banking facilities with very low Average Monthly Balance requirements (AMB) and hassle free documentation.

    Key Features & Benefits
    Mode of operation Single
    Initial deposit amount Rs. 100/-
    Average Monthly Bbalance (AMB) Nil
    Rate of interest 6% p.a on balance above Rs. 1 lac and 5.5% p.a on balance upto Rs. 1 lac.
    Account opening charges Nil
    Smart Card (E-Passbook) Issuance charge* Rs. 100/-
    Physical Statement Mini statement available through POT(Micro-ATM). Optional half yearly statement provided on request by BC.
    Cash deposit charges Nil
    Cash withdrawal charges* Rs. 3/- per transaction
    Nomination facility Available
    Re issue of Smart Card* Rs. 55/-
    Product Available at Business Correspondent-Customer Service Points at Silvassa District of Dadra and Nagar Haveli.
    Service Delivery At designated Customer Service Points (CSPs) through Business Correspondent using Micro ATMs.
    Eligibility criteria and operating instructions
    • This account is offered to those individuals who are deprived of basic banking services; belong to lower income group and towards promoting Financial Inclusion initiative.
    • The total balance in the account should not exceed Rs. 50,000/- at any given point of time.
    • The sum total of credits in the account shall not exceed Rs. 1 lakh in a year.

    Note : * The above mentioned charges are exclusive of service tax and education cess. As part of our promotional offer, the earmarked charges and Initial Deposit have been waived.

    # The above mentioned BC arrangement/Initiative is in On-Line environment and the transactions are carried in real time.

    Just walk in to your nearest Business Correspondent-Customer Service Points at Silvassa District of Dadra and Nagar Haveli for more details.

Business Correspondent Details (as on 10th Sep 2012)
Business Correspondent Area of Operation
Name Contact Details District Block No. of Villages Covered Customer Service Point
FINO Fintech Foundation Tarun Bharat' Plot Nos. 38/39, Sector-30
Near Sanpada Railway Station,
Sanpada (West), Navi Mumbai - 400705
Tel + 91- 22 - 4161 3466
Mehsana (Gujarat) - Becharaji
- Kadi
- Mehsana
- Unjha
- Vijapur
- Visnagar
245 32
Banaskantha (Gujarat) - Palanpur
- Vadgam
70 49
Manipal Technologies Ltd. Manipal Technologies Ltd.,
Press Corner, Manipal, Karnataka - 576104
Phone : +91-820-2571151 to 2571155
Fax : +91-820-2570131 & 2571162
Email : info@manipaltechnologies.com
Dadra & Nagar Haveli - Dapada
- Rakhol
- Kilavani
6 1
Business Correspondent - Customer Service Points
CSP Location Name of BC-CSP Agent Contact Details Contact Number Villages covered
Unava Manish Kumar Patel 60-K, Unava Taluka: Unjha, Dist: Mehsana-384160 9427465417 Varvada, Unava, Lindi, Amudha, Karanpur, Karali, Mervada, Hajipur, Vpera, Bhavanipura, Shinhi, Tundev, Sunok, Dobhi
Rangakui Jayeshkumar senghabhai chaudhary At Post Rangakui, Taluka Visnagar, Dist. Mehsana-384515 9979299526 Mahamadpura, Becharpura, Kansarakui, Randala, Rangakui, Komalpur (Karvada)
Gothava Ajaykumar shah 814, Panchalvas Godhva, Taluka: Visnagar, Dist: Mahesana 9909468007 Kuda, Satusana, Gothava, Kansa(Na), Vadu, Jetalvasan, Chitrodipura, Kuvasana
Mitha Sureshkumar thakor At Mitha Mahesana-384001 9574223907 Linch, Hebuva, Mitha, Devinpura, Hardesan, Gamanpura, Palaj, Buttapaldi, Sidosan, Divanpura, Rampura, Fatepur
Chadasana Dhavalkumar dave Bajania indiravas chadasna, Taluka: Becharaji, Dist:Mahesana 9558187017 Adivada, Finchdi, Akba, Khambhel, Dharpura-Khant, Chadasna, Sapuada
Kanoda Ganpatbhai patel 1-147, Undovas , Kanoda, Taluka: Bechraji, Dist: Mahesana 9979162224 Kanoda, Ranasan, Sayajinanag, Bhimpur, Fatepur, Techava, Madi, Motipura(Ti)
Dagavadiya Satish chaudhary 2/52, Chaudharivas dagavadia, Taluka: vijapur, Dist:Mahesana 9328444603 Dagavadiya, Asoda, Biliya, Deriya, Falu, Fudeda, Gavada
Ganpatpura Jitendrakumar karshanbhai patel Ganpatpura, Taluka: Visnagar, Dist: Mahesana-384315 9978522206 Chalasana, Aalundra, Suraj, Chalasana, Visalpura, Ganpatpura, Charol
Karannagar Rohitkumar patel A1-Karan Nagar, Taluka:Kadi, Dist: Mahesana 9998943186 Kadi, Akhod, Rajpur, Achrasan, Vashaj
Rampura Vikashkumar chaudhari 128, Rampura Kukas , Taluka: Mahesana 9979879289 Linch, Hebuva, Mitha, Devinpura, Hardesan, Gamanpura, Palaj, Buttapaldi, Sidosan, Divanpura, Rampura, Fatepur
Nugar Chetankumar patel 190, Sardarpatel Vas Nugar, Taluka: Mahesana 9723182260 Vadpura, Jamnapura, Chaluva, Nugar, Kamalpur, Detorajpura, Charadu
Pilvai Vikramsinh vihol 5/82, Pilvai Vijapur, Dist:Mahesana 9824772371 Pilvai, Jepur, Sanghpur, Gadhada, Hasanpur(Soja)
Chalasan Satishkumar patel 101, Dabhiwas, Prajapatiwas Patelvas Jotana Chandrasan, Taluka: Kadi, Dist:Mahesana 9925880419 Chalasana, Aalundra, Suraj, Chalasana, Visalpura, Ganpatpura, Charol
Vamaj Vijaykumar kanubhai patel 5/205, Maljibha no vass, Vamaj, Taluka:Kadi, Dist:Mehsana 9898782530 Vadavi, Babajipura, Laxmipura, , Ghumasana, Ghumasana, Chanduka, Lunasan, Navapura, Devarasan
Pamol-2 Pankajkumar shivabhai chaudhari 2-154, Kanapura Pamol, Taluka: Vijapur, Dist: Mahesana 9727277912 Malosan, Malav, Manekpur Dabhala, Mandalikharod, Pamol, Kukarvada, Motipura(Ti), Changod, Sardarpur
Fatepura Amrutbhai manorbhai chaudhari 26, Deri valo Vaas, Fatepura, Po-Pilvai, Taluka: Vijapur, Dist: Mehsana-382850 9429318827 Kanoda, Ranasan, Sayajinanag, , Bhimpur, Fatepur, Techava, Madi, Motipura(Ti)
Kukas Kamrajbhai chaudhary At kukas, Taluka: Mahesana 9825092623 Dediyasan, Lakhavad, Kadvasna, Kukas, Devarasan, Saldi
Langhnaj Devendrakumar patel Navi chhipavad, at Po:langhanaj, Taluka: Mahesana 9638780202 Ajabpura, Ijapura, Mokanj, Kaslpura, Hadvi, Langhnaj, Jagudan, Ajabpura
Kadvasan Kamleshkumar patel At Kadvasan, Po:Devrasan, Taluka:Mahesana 9879498522 Dediyasan, Lakhavad, Kadvasna, Kukas, Devarasan, Saldi
Dabhla Narendra prajapati At Dabhla, Taluka: Vijapur, Dist: Mahesana 9879907921 Manekpura, Cahndranagar, Dabhla, Vasai
Upera Shaileshbhai patel At Upera, Taluka: Unjha, Dist:Mahesana 9879853828 Upera, Karanpur, Karali, Mervada, Hajipur, Upera
Gothava-2 Bilkeshkumar patel At Gothva Taluka- Visnagar Dist-Mahesana 9328383825 Kuda, Satusana, Gothava, Kansa(Na), Vadu, Jetalvasan, Chitrodipura, Kuvasana
Vadu Kamleshbhai prajapati At-Vadu Taluka-Visnagar Dist-Mahesana 9586240496 Kuda, Satusana, Gothava, Kansa(Na), Vadu, Jetalvasan, Chitrodipura, Kuvasana
Suraj Mukeshkumar patel At-Suraj Taluka-Kadi Dist-Mahesana 9879142628 Chalasana, Aalundra, Suraj, Chalasana, Visalpura, Ganpatpura, Charol
Dhumasan Lalabhai pandya At-Dhumasan Taluka-Kadi Dist-Mahesana 9974988081 Dhumasan, Nandasan, Rajpur, Untava, Kaiyal
Karansagar Navubha kuvarsang zala At-Karansagar, Taluka- Bechraji, Dist-Mahesana 8128169968 Suraj, Chadasna, Dedana, Karansagar, Dhanpura, Kanoda, Gambhu, Delvadakhant, Ganeshpura, Bhalgamda
Rajpur Dulabhai ramabhai prajapati 16, Prajapativas Near Highschool Rajpur, Mehsana-382740 9727243772 Jadavapura, Rajpura, Karannagar, Ganeshpura, Dangarva, Anandpura
Hadavi Vinodkumar jayanatilal patel 131, Patelwas At-Po-Hadavi, Dist- Mahesana-382705 9913448279 Ajabpura, Ijapura, Mokanj, Kaslpura, Hadvi, Langhnaj, Jagudan, Ajabpura
Asjol Dhashrathji ajmalji thakor At-Asjol Taluka-Bechraji, Dist-Mahesana-384410 8140603099 Modhera, Delvadakhant, Shankarpura, Ruppura, Devgadh, Rantej, Dadana
Saldi Rajiyaben abbasbhai mansuri At-Saldi Taluka-Mahesana Dist- Mahesana 9978140850 Dediyasan, Lakhavad, Kadvasna, Kukas, Devarasan, Saldi
Kamana Pinakin ganapatbhai patel At-Kamana Taluka-Visnagar Dist: Mahesana 384315 9879446771 Denap, Thumthal, Denap, Gunja, Umta, Kamana, Kiyadar, Lanchchadi, Bakarpur, Kuvasana, Ganeshpura, Valam
Jepur Jitendrakumar vishnubhai patel At-Jepur Taluka-Vijapur, Dist: Mahesana - Pin 382840 9426436884 Jepur, Pilvai, Sanghpur, Hasanpur (Soja), Falu
Kotadi Sardarbhai ganeshbhai varu Village-Kotadi, Taluka-Vadgam, Dist-Banaskantha 9727612581 Kotadi
Chadotar Mahedihasan gulamhaidar mankhojiya Village-Chadotar, Taluka-Palanpur, Dist-Banaskantha 9426828617 Chadotar
Gadh Desai ashmita jayantkumar Village- Gadh , Taluka-Palanpur, Dist- Banaskantha 9376658749 Gadh
Mahi Vijaykumar devabhai vagdoda Village-Mahi, Taluka-Vadgam, Dist-Banaskantha 9428845129 Mahi
Badargadh Marediya abbasbhai jivabhai 251-2, Badargadh, Palanpur, Banaskantha Distt 9726658110 Badargadh
Kanodar Inayatali miyanjibhai aghariya Village-Kanodar Tal-Palanpur Dist- Banaskantha 9974013931 Kanodar
Vedancha Geetaben d naveriya At & Post Vedancha, Taluka: Palanpur, Dist:Banaskantha 9724844255 Vedancha
Vedancha Pradipkumar baldevbhai panchal At & Post Vedancha, Taluka: Palanpur, Dist: Banaskantha 9427570753 Vedancha
Kanodar Polara latifbhai mahammadbhai At: Kanodar Taluka: Palanpur Dist: Banaskantha 9510045560 Kanodar
Kumbhalmer Kantibhai mathurji mesara At & Post Kumbhalmer, Taluka: Palanpur, Dist: Banaskantha 9724019484 Kumbhalmer
Junadeesa Riyaj dilavarkhan ghasura At & Post Junadeesa, Taluka: Deesa, Dist: Banaskantha 9898916828 Junadeesa
Gheda Rameshbhai pratapbhai chaudhary At & Post Gheda, Taluka: Tharad Dist: Banaskantha 9428485302 Gheda
Dama Poojaben amratbhai dhanak At & Post: Dama, Taluka-Deesa, Dist: Banaskantha 9724256385 Dama
Jethi Govindbhai somabhai bhiladiya At & Post: Karza, Taluka-Amirgadh, Dist: Banaskantha 8980875737 Jethi
Vachhadal Dineshbhai khethbhai chaudary At & Post: Vachhadal, Taluka-Dhanera, Dist: Banaskantha 9904819506 Vachhadal
Tenivada Jitendrabharti surajbharti goswami At & Post: Tenivada, Taluka-Vadgam, Dist: Banaskantha 9724028360 Tenivada
Lakhani Haribhai dhudabhai patel At-Jasra, Post office-Lakhni, Taluka:-Deesa, Dist- Banaskantha 9925732326 Lakhani
Shamsherpura Bharatkumar bachuji vaghela At- Samsherpura Post office-Mahadeviya, Taluka:-Deesa, Dist- Banaskantha 9925075022 Shamsherpura
Pasavadal Gajendra babulal thakar At & Post: Pasvadal, Taluka: Vadgam, Dist: Banaskantha 9428844811 Pasavadal
Rupal Sandipkumar manjibhai chaudhary At & Post: Rupal, Taluka: Vadgam, Dist: Banaskantha 9428983738 Rupal
Chitrasani Rameshbhai nathabhai sumarot At & Post: Chitrasani, Taluka: Palanpur, Dist: Banaskantha 9979992284 Chitrasani
Salla Manishkumar veljibhai ambani At & Post: Salla, Taluka: Palanpur, Dist: Banaskantha 9998906938 Salla
Madana Bhartiben chelabhai deriya At & Post: Madana, Taluka: Palanpur, Dist: Banaskantha 9998906938 Madana
Kumbhasan Pankajkumar jesungji ghadiya At & Post: Kumbhasan, Taluka: Palanpur, Dist: Banaskantha 7600569269 Kumbhasan
Gadh Jignasha mavjibhai gothi At & Post: Gadh, Taluka: Palanpur, Dist: Banaskantha 9601070286 Gadh
Hoda Jayeshkumar gunvantlal raval At & Post: Hoda, Taluka Palanpur, Dist: Banaskantha. 9879720568 Hoda
Jagana Sangitaben dineshkumar prajapati At & Post: Jagana, Taluka Palanpur, Dist: Banaskantha. 7567890035 Jagana
Basu Mumtajben mahemubkhan jamad At & Post: Basu, Taluka :Vadgam, Dist: Banaskantha. 9898399345 Basu
Bhagal Kanaiyalal jethalal solanki At & Post: Bhagal, Taluka Palanpur, Dist: Banaskantha. 7567890223 Bhagal
Gola Mustakimbhai ismailbhai dhukka. At & Post: Gola, Taluka : Vadgam, Dist: Banaskantha. 9998875288 Gola
Jethi Jigneshkumar chhganbhai rabari. At & Post: Jethi, Taluka : Amirgadh, Dist: Banaskantha. 9725400878 Jethi
Sherpura Abhesing gulabji thakor At & Post: Sherpura, Taluka: Vadgam, Dist: Banaskantha. 9925528467 Sherpura
Dhandha Parulben jagdishbhai nagariya At & Post: Dhandha, Taluka: Palanpur, Dist: Banaskantha. 9428949882 Dhandha
Majadar Prakashbhai vaktabhai solanki At & Post: Majadar, Taluka: Vadgam, Dist: Banaskantha. 9726172356 Majadar
Lalawada Dhirubhai talsibhai parmar At & Post: Lalawada, Taluka: Palanpur, Dist: Banaskantha. 9714037353 Lalawada
Panchada Jivantikaben pitabanrabhai vaniya At & Post: Panchada, Taluka : Vadgam, Dist: Banaskantha. 9714258618 Panchada
Mota Navinbhai khemabhai shekhaliya At & Post: Mota, Taluka: Palanpur, Dist: Banaskantha. 9726746172 Mota
Khodala Pushpaben jayantigiri goswami At & Post: Kumbhasan, Taluka: Palanpur, Dist: Banaskantha. 9737360294 Khodala
Mumanvas Devjibhai melabhai raval At & Post: Mumanvas, Taluka Vadgam, Dist: Banaskantha. 9662952141 Mumanvas
Jalotra Rakeshkumar chandulal chauhan At & Post: Jalotra, Taluka Vadgam, Dist: Banaskantha. 9925698934 Jalotra
Vadhana Sunilkumar jayantilal gelotar At & Post: Vadhana, Taluka Palanpur, Dist: Banaskantha. 8128601594 Vadhana
Mervada Kamlesh ganeshvan ateet At & Post: Mervada, Taluka Palanpur, Dist: Banaskantha. 9427512942 Mervada
Malana Ravindrakumar babulal samadhiya At & Post: Malana, Taluka Palanpur, Dist: Banaskantha. 8128101035 Malana
Manaka Rekhaben dineshkumar ilasariya At & Post: Manaka, Taluka Palanpur, Dist: Banaskantha. 9428980728 Manaka
Vagda Gautambhai devabhai thakor At & Post: Vagda, Taluka Palanpur, Dist: Banaskantha. 8460324145 Vagda
Bhavisana Madhuben bachubhai joshi At & Post: Bhavisana, Taluka Palanpur, Dist: Banaskantha. 9638281799 Bhavisana
Lunava Dilipkumar shankarbhai karnavat At & Post: Lunava, Taluka Palanpur, Dist: Banaskantha. 9824969170 Lunava
Thuvar Vikrambhai galbabhai thakarda At & post: Thuvar, Taluka Vadgam, Dist: Banaskantha 8238108107 Thuvar
Manaka Rekhaben dineshkumar ilasariya At & post: Manaka, Taluka Palanpur, Dist: Banaskantha 9428980728 Manaka
Chichpada Chhitrabhai Somabhai Mahla 91-1, Khadiapada, Chichpada-396230 (Dnh) 9737600495 Chichpada
Grievance Redressal

In case of any dispute/discrepancy related to accounts serviced through Business Correspondent, customers may register complaint either by approaching respective the respective Nodal Branch or by writing to . Customers can also register the same by calling our Toll Free No - 1800-102-6022.

The contacts for Nodal Branches are as under :

  • The Branch Manager (Kotak Mahindra Bank Ltd., Rajendra Estate, Opp. Gayatri Temple, State Highway, Mehsana, Gujarat - 384 002, Tel : 02762-231184)
  • The Branch Manager (Kotak Mahindra Bank Ltd., Ground Floor, Agrawal Complex, Palace Road, Palanpur, Gujarat - 385 001, Tel :02742- 652630)
  • The Branch Manager (Kotak Mahindra Bank Ltd.,Shop No.1,2,3,4,5,13 & 14,Roshan Avenue - A,Vapi - Silvassa Main Road, Dadra & Nagar Haveli - 396 230, Tel : 0260- 6453691)

If your query is not resolved at the above mentioned level within 10 working days or if the response received is not satisfactory, you may approach the nodal officer by write to .

News
Padkar | Edition: Silvassa | Date: March 14, 2011
 
Navnirman | Edition: Silvassa | Date: March 14, 2011
 
Jansamasya | Edition: Silvassa | Date: March 14, 2011
 
Damanganga Times | Edition: Silvassa | Date: March 14, 2011
 
The Indian Express | Edition: Ahmedabad | Date: February 15, 2011 | Page No. 17
 
The Economic Times | Edition: Ahmedabad | Date: February 15, 2011 | Page No. 3
 
Sandesh | Edition: Ahmedabad | Date: February 12, 2011 | Page No. 8