General Schedule of Features and Charges for Credit Cards
Rates as of November 15, 2011
  Types of Cards
Fee & Other Parameters Fortune Trump Urbane PVR Gold Aqua NRI League Velocity PVR Platinum League Royale Easyday Best Price
Joining Fees Nil Nil Nil Nil Nil Nil Nil Nil Nil 25000 Nil Nil
Annual Fees Nil Rs. 499 Rs. 199 Rs. 499 Nil Rs. 1000 Rs. 499 Rs. 999 Rs. 499 Nil Nil Nil
Condition for waiver of Annual Fees - First Year Not Applicable Not Applicable One retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 15000 in the first year of Card Account set up One retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 30000 in the first year of Card Account set up Not Applicable Not Applicable One retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 50000 in the first year of Card Account set up One retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 50000 in the first year of Card Account set up One retail transaction within 3 months of Card Account Set up and minimum retail spends of Rs. 50000 in the first year of Card Account set up Not Applicable Not Applicable Not Applicable
Condition for waiver of Annual Fees - Second Year onwards Not Applicable Not Applicable Minimum retail spend of Rs. 15000 in the year Minimum retail spend of Rs. 30000 in the year Not Applicable Not Applicable Minimum retail spend of Rs. 50000 in the year Minimum retail spend of Rs. 50000 in the year Minimum retail spend of Rs. 50000 in the year Not Applicable Not Applicable Not Applicable
Renewal Fee Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil
Add On Card Fees Rs. 299 Rs. 299 Rs. 299 Rs. 299 Rs. 299 Rs. 599 Rs. 299 Rs. 299 Nil Nil Nil Nil
Interest Charges on Revolving Credit 3.30% 3.30% 3.30% *** 2.99% 3.10% 3.10% *** 3.10% 3.10% 3.10% 3.10%
Minimum Amount Due 10% 10% 10% **** 10% 10% 10% **** 10% 10% 10% Not Applicable
ATM Cash Withdrawal / Call a draft / Fund Transfer / Cash Advance per Rs. 10,000 or part thereof Rs. 199 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Rs. 300 Not Applicable
Late Payment Charge Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 550 Rs. 500 Nil
Over Limit Charge Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Nil
Returned Cheque Charges Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 300 Rs. 300 Rs. 500 Rs. 500
Foreign Currency Mark Up 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% Not Applicable
Railway Booking Surcharge ( 1.8 % / 2.5 % on transaction amount ) * Waived Waived Applicable Applicable Waived Waived Applicable Applicable Waived Waived Applicable Not Applicable
Fuel Surcharge ( 2.5 % on transaction amount ) ** Waived Applicable Applicable Applicable Waived Waived Waived Applicable Waived Waived Applicable Not Applicable
Fee for Cash Payment at Branch Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Rs. 75 Waived Not Applicable
Outstation Cheque Processing Fee Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Not Applicable
Reissue / Replacement Card & PIN Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived
Charge Slip Request Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived
Machine Surcharge at ATMs Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Not Applicable Not Applicable
Balance Enquiry Charges at Non Parent Bank ATM Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Not Applicable Not Applicable
Duplicate Statement Request Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived Waived

Please Note:

  • Service tax & education cess, would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card
  • *Maximum Railway surcharge waiver of Rs.500 in a calendar year
  • ** Fuel surcharge to be waived only for transactions between values of Rs.400 - Rs.4000. Maximum Fuel surcharge waiver of Rs.4500 in a calendar year
  • *** Interest will be charged based on the MAD opted by PVR Kotak Credit Cardholder
  • **** Minimum Amount Due to be selected by the customer at the time of application