POWER OF ONE

Established in 1985, the Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received a banking license from the Reserve Bank of India (RBI). Thereafter, KMFL became India's first non-banking finance company to become a bank – Kotak Mahindra Bank Limited.

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1,250+

BRANCHES

1,900+

ATMs

640+

PAN-INDIA OPERATING LOCATIONS

41,000+

TEAM MEMBERS

`120,000CR+*

MARKET CAPITALISATION
CR: crore | As on 31st March, 2015 | * As on 27th April, 2015

Message from Uday Kotak

Dear Friend,

We have completed the merger of ING Vysya Bank with Kotak Mahindra Bank, one of the biggest mergers in the Indian banking system.

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Financial Momentum

MARKET CAPITALISATION
(` cr)
FY11
 
33,738
FY12
 
40,394
FY13
 
48,754
FY14
 
60,165
FY15
 
1,01,429
Total assets under management
(` cr)
FY11
 
47,850
FY12
 
45,547
FY13
 
55,243
FY14
 
56,564
FY15
 
80,635
Kotak securities average daily volume
(` cr)
FY11
 
4,648
FY12
 
4,034
FY13
 
3,532
FY14
 
3,903
FY15
 
7,107
Current account and savings Account
(` cr)
FY11
 
8,791
FY12
 
12,402
FY13
 
14,918
FY14
 
18,828
FY15
 
27,217
All figures are consolidated except CASA, which is bank standalone

Banking on Synergies

Whole is greater than the sum of its parts

The coming together of erstwhile ING Vysya Bank with Kotak Mahindra Bank will result in significant synergies, and will lead to greater focus across a much wider customer spectrum.

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Here is how.

Complementary branch network

The merger has enhanced the Bank's presence across India.

More for all

The Bank's business model is 'Concentrated India, Diversified Financial Services'.

Core leadership

The vision, stated above, is being realised through a three layered integration governance structure.

Revenue synergies and cost efficiencies

This merger has instantly expanded the network of branches and ATMs.

Multiple Value Streams

Flexible, agile and robust business model

Kotak is diversifying into multiple business verticals with a deep India focus as part of its continuing agenda to partner the aspirations of a rapidly transforming society. It is now more flexible, agile and focused on creating long-term value.

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Entry into general insurance

Kotak has announced its plan to foray into the general insurance business.

Strengthening the mutual fund space

Kotak acquired the domestic schemes of PineBridge Mutual Fund (PBI MF).

Investment in MCX

The Bank has bought 15% equity stake in Multi Commodity Exchange of India Ltd (MCX), from Financial Technologies (India) Ltd (FTIL), for a consideration of ` 459 crore.

Entry into payment bank

The Bank has announced that it has agreed to invest 19.90% in Airtel M Commerce Services Limited (AMSL) for setting up a Payment Bank on AMSL, obtaining the Payment Bank license from Reserve Bank of India (RBI).

Carefully Crafted Bespoke Solutions

Something for everyone

The Bank has tailored offerings for a wide customer cross-section, from people having an active digital life to those looking for hassle-free banking, financial independence and personal attention.

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Mail your money

'Mail Money' allows customers to transfer funds simply by entering an email id and mobile number of a beneficiary and initiate a fund transfer through Kotak's secure net banking platform.

Banking goes social

'Jifi Saver' is a social savings bank account, which can be managed via Twitter and Facebook.

Connecting 250 million bank account Holders

'KayPay' is the world's first bank agnostic, real-time funds transfer platform, connecting over 250 million bank account holders from 29 Indian banks.

Life is grand after 55

'Grand' is a unique savings bank account tailored exclusively for customers who are 55 years and above.

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Download the PDF of the complete 2014 Annual Report

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