Financial Results

Kotak Mahindra Finance Limited

Registered Office : 36-38A, Nariman Bhavan, 227, Nariman Point, Mumbai 400 021
UNAUDITED FINANCIAL RESULTS (PROVISIONAL) FOR THE HALF YEAR ENDED SEPTEMBER 2002

PARTICULARS For the quarter ended Sep 2002 (Unaudited) Rs lacs For the quarter ended Sep 2001 (Unaudited) Rs lacs For the half year ended Sep 2002 (Unaudited) Rs lacs For the half year ended Sep 2001 (Unaudited) Rs lacs For the year ended Mar 2002 (Audited) Rs lacs
Net Sales/ Income from Operations 4953.69 2887.18 9048.02 6423.67 13380.72
Other Income 1303.31 1197.59 2578.51 2376.23 5019.78
Expenditure:
Staff Costs 506.13 343.57 840.26 718.05 1358.00
Professional Expenses 394.85 94.14 717.05 142.55 413.13
Office Expenses 548.15 114.26 658.88 234.27 434.32
Advertisement Expenses 55.33 98.10 87.09 125.40 340.58
Other Expenses 478.65 286.55 773.04 526.11 1269.20
Total Expenditure 1983.11 936.62 3076.32 1746.38 3815.23
Provision for Non Performing Assets/Investments 230.22 301.36 562.62 727.30 1034.70
Gross Profit after interest but before depreciation and taxation 1921.27 1599.94 3875.73 3807.33 8026.39
Depreciation 122.54 109.65 255.04 268.77 525.02
Profit before Taxation 1798.73 1490.29 3620.69 3538.56 7501.37
Provision for Taxation 610.00 425.00 1260.00 1100.00 2049.26
Net Profit 1188.73 1065.29 2360.69 2438.56 5452.11
Paid up Equity Share Capital of Rs. 10 each (post merger) 5921.28 5921.28 5921.28 5921.28 5921.28
Reserves excluding revaluation reserves 45126.80
Basic EPS in Rs. - For the quarter/weighted average for the year 2.01 1.80 3.99 4.12 9.21
Diluted EPS in Rs. - for the quarter/ weighted average for the year 2.01 1.80 3.99 4.12 9.21
Aggregate of non-promoter shareholding as on 30th Sept 2002
as classified under category B of clause 35 of the Listing agreement
- Number of shares 21565931 21435067 21552211
- Percentage of shareholding 36.42% 36.20% 36.40%
Kotak Mahindra Finance Limited

Registered Office : 36-38A, Nariman Bhavan, 227, Nariman Point, Mumbai 400 021
SEGMENTAL REPORTING

Sr. No. PARTICULARS For the quarter ended Sep 2002 (Unaudited) For the half year ended Sep 2002 (Unaudited) For the year ended Mar 2002 (Audited)
1 Segment Revenue
Lending Activities 5,011.03 9,032.34 12178.90
Investments & Group services 1,245.97 2,594.19 6221.60
Total Segment Revenue 6,257.00 11,626.53 18400.50
Less: Inter segment revenue
Net Sales / income from operations 6,257.00 11,626.53 18400.50
2 Segment Results
Lending Activities 1,717.12 2,809.72 4094.42
Investments & Group services 143.02 941.25 3679.83
Total Segment Results 1,860.14 3,750.97 7774.25
Less: Other unallocable expenditure net off unallocable income (61.41) (61.41) (272.88)
Total Profit Before Tax 1,798.73 3,620.69 7501.37
3 Capital Employed
Lending Activities 20,000.00 20,000.00 20,000.00
Investments & Group services 32,093.36 32,093.36 29532.92
Others 1,210.80 1,210.80 1439.51
Total Capital Employed 53,304.16 53,304.16 50972.43

Notes:

  1. Income for the period under review includes effect of securitisation of commercial vehicle finance receivables resulting in a impact on net income from operations of Rs. 5.97 crores
  2. Professional expenses and office expenses for the quarter July to September 02 and for the half year April to September 02 include expenses incurred and provided for towards the banking project and expenses relating to the merger of Scope Holdings Pvt Ltd., Mega Assets and Capital Management Pvt. Ltd., Twilight Holdings Pvt Ltd. and Guldasta Investments Pvt Ltd with the Company.

By the order of the Board of Directors

For Kotak Mahindra Finance Limited

Dipak Gupta
Executive Director

Mumbai, 31st October, 2002