Financial Results

Kotak Mahindra Finance Limited

Registered Office : 36-38A, Nariman Bhavan, 227, Nariman Point, Mumbai 400 021
UNAUDITED FINANCIAL RESULTS (PROVISIONAL) FOR THE QUARTER ENDED JUNE 2002

PARTICULARS For the quarter ended June 2002 (Unaudited) Rs lacs For the quarter ended June 2001 (Unaudited) Rs lacs For the quarter ended March 2002 (Unaudited) Rs lacs
Net Sales/ Income from Operations 4094.33 3536.49 13380.72
Other Income 1275.20 1178.64 5019.78
Expenditure:
Staff Costs 334.13 374.48 1358.00
Professional Expenses 322.20 48.41 413.13
Office Expenses 110.73 120.01 434.32
Advertisement Expenses 31.76 27.30 340.58
Total Expenditure 1093.21 809.76 3815.23
Provision for Non Performing Assets/Investments 332.40 425.94 1034.70
Interest and bank charges 1989.46 1272.04 5524.18
Gross Profit after interest but before depreciation and taxation 1954.46 2207.39 8026.39
Depreciation 132.50 159.12 525.02
Profit before Taxation 1821.96 2048.27 7501.37
Provision for Taxation 650.00 675.00 2049.26
Net Profit 1171.96 1373.27 5452.11
Paid up Equity Share Capital of Rs. 10 each (post merger) 5921.28 5921.28 5921.28
Reserves excluding revaluation reserves 45126.80
Basic EPS in Rs. - For the quarter/weighted average for the year 1.98 2.32 9.21
Diluted EPS in Rs. - for the quarter/ weighted average for the year 1.98 2.32 9.21
Kotak Mahindra Finance Limited

Registered Office : 36-38A, Nariman Bhavan, 227, Nariman Point, Mumbai 400 021
SEGMENTAL REPORTING

Sr. No. PARTICULARS For the quarter ended June 2002 (Unaudited) Rs lacs For the quarter ended March 2002 (Unaudited) Rs lacs
1 Segment Revenue
Lending Activities 4021.31 12178.90
Investments & Group services 1348.22 6221.60
Total Segment Revenue 5369.53 18400.50
Less: Inter segment revenue - -
Net Sales / income from operations 5369.53 18400.50
2 Segment Results
Lending Activities 1092.60 4094.42
Investments & Group services 798.23 3679.83
Total Segment Results 1890.83 7774.25
Less: Other unallocable expenditure net off unallocable income (68.87) (272.88)
Total Profit Before Tax 1821.96 7501.37
3 Capital Employed
Lending Activities 20,000.00 20,000.00
Investments & Group services 31432.77 29532.92
Others 695.12 1439.51
Total Capital Employed 52127.89 50972.43

Notes:

  1. The Board announced a Final Dividend of 21% for the year ended 31st March 02. A special interim dividend of 20% was paid by the Company in February 2002, on the occasion of its tenth anniversary of listing. The final dividend is subject to approval by the shareholders in the Annual General Meeting of the Company.
  2. The Company has received an in principle approval from the Reserve Bank of India for conversion of the company into a Commercial Bank. The expenses during the quarter April to June 02 include cost incurred towards the process of conversion.

By the order of the Board of Directors

For Kotak Mahindra Finance Limited

Dipak Gupta
Executive Director

Mumbai, 30th July, 2002