We now provide an alternative to decide which benchmark rate you wish to link your home loan interest rate to!

A unique offering, the Kotak FD linked home loan is linked to the Kotak Mahindra Bank 1 year Retail Fixed Deposit Rate* instead of the Retail Prime Lending Rate(RPLR). So the home loan interest rate changes only if the linked Fixed Deposit rate changes.

Your Benefit...an extremely transparent home loan! And just to clarify, you don't have to maintain a Fixed Deposit with us to avail of this facility.

This transparent link option is available with the Kotak Flexi Home Loan as well as the conventional floating rate home loan.

*Rate considered is Kotak Mahindra Bank Fixed deposit rate for deposits below Rs.15 Lacs with a term of 1 year and above but less than 2 years.