Global Debit Card
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  Global Debit Card : Overview  
 
Kotak Mahindra Bank Global Debit Card gives you the most convenient access to your account any place any time. Now no need to carry cash, just use your Global Debit Card that combines the benefits of a traditional ATM Card - access your account 24 hours to withdraw cash at 18000 ATMs in India and over 1 million worldwide and a Credit Card - get the freedom to make purchases at merchant establishments, without the hassles of carrying cash, or the worry of having to remember to pay monthly bills. Your purchase will automatically get debited to your account online and will reflect in your statement. Also there is no fear of overspending as you can only spend upto the balance available in your account.

What's more your Global Debit Card has worldwide acceptance# at over 24 million merchant establishments (including over 3 lakhs in India).

The Kotak Mahindra Global Debit Card is available to you if you have a savings bank account, current account or NRE account with us.

 
 
You can use your Global Debit Card
At Kotak Mahindra Bank ATMs
For your convenience, we have installed state of the art touch screen ATMs that allow you to access your accounts 24 hours a day.

At Kotak Mahindra Bank ATMs You can Check your account balance, Withdraw cash, Deposit cash/cheques, Transfer funds between your accounts with the Bank, Print Account Snapshot showing recent transactions, Order account statements, Request for a cheque book and Change your Personal Identification Number (PIN).

At VISA/PLUS ATMs   
You can use your Global Debit Card at over 1250 HDFC Bank ATMs in India absolutely free. Additionally you can also use your Card at all other Banks' VISA ATMs for a nominal fee.

You can enquire on the balance in your account or withdraw cash.

At other Bank ATMs, you can access upto one savings account and current account (if your Primary Account is a savings account, then the first current account opened by you can be accessed and vice versa)

At Merchant Establishments
Your Global Debit Card is welcome at over 3 lakhs Merchant Establishments in India and over 24 million Merchant Establishments the world over. You can access only your Primary Account* for transactions at Merchant Establishments.

* You can specify any account to be your Primary Account. In the absence of any instructions your first account opened with us will by default be treated as your Primary Account.

To activate your Global Debit Card for use at Merchant Establishments, you will need to:
1. Use your Card at Kotak Mahindra Bank / Any other Bank's Visa ATM Or
2. Call our 24 hrs Customer Contact Centre.


# Foreign currency transactions on debit cards will be charged at VISA rate inclusive of commission / fees charged by Visa and 1.0% conversion commission
† Please check your individual product type for free access to VISA ATMs
     
Corporate banking only during business hours