Personal Loans

Key Features

  • Avail loans from Rs.50,000-50 lakh*
  • Quick Approval & hassle-free processing
  • Minimal paperwork
  • Flexible repayment options
  • Repay with easy EMIs
  • Convenience of service at your doorstep

Our quick and easy Personal Loans are called Jaldi Loans. Our Personal Loans help to make a difference in your life. No matter what your financial needs are - unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation. Whatever the occasion, our range of Personal Loans can help.

The procedure is simple, documentation is minimal and approval is quick.

Features and Benefits

Avail loans from Rs.50,000 - 50 lakh*: You can avail of a loan from Rs.50,000 - 50 lakh* for any purpose based on your income and repayment capacity and fulfill all your financial needs.

Quick approval: With a Jaldi Loan, you are not far away from making your dreams come true. In as less as 72 hours you can turn your dreams into reality.

Minimal paperwork & hassle free processing: Our minimal document requirements leave you tension and hassle free. Additionally, worries are kept at bay, as no security or collateral is required.

Flexible repayment options: Our flexible loan tenors range from 12 - 60 months for salaried customers and 12- 36 months from businessmen / professionals, which don't overburden you with a worry to pay heavy EMIs.

Convenience of service at your doorstep: Our Jaldi Loans are just a phone call away; you can fix an appointment with any of representatives and they could assist you in all your loan formalities.

Customer privileges:

  • If you are a Kotak Mahindra Bank account holder, we have special rates for you.
  • If you are an auto / personal / home loan customer or are a credit card holder or paying an insurance premium or enjoying an OD/CC facility avail of instant loans without income documents.
  • If you are an existing Kotak Mahindra Bank Personal Loan customer with a clear repayment of 12 months or more, we can Top-Up your personal loan.

* Conditions apply. Credit at the sole discretion of Kotak Mahindra Bank.