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At Kotak Mahindra bank, you can avail of home loans for the purpose of purchasing residential property - whether you are buying it fresh from the developer or it is a resale purchase. Our Home Loan solutions are designed to suit your needs whether you are:
Moving home
When you're ready to move to a new home, we can help you make the right choice.
Our speed of financing ensures that you move without a hitch.
Buying a home for the first time
If you've never bought a home before, your apprehension is understandable. We will guide you
through the home-buying process and ensure that you get finance that's good value for you,
both now and in the future.
Features & Benefits
Wide range of offerings
Apart from the plain vanilla Home Loan, you can also avail of the exact scheme that suits your needs. You can choose:
Attractive interest rates
Your finance facility comes to you at very attractive interest rates. And what's more, there are no hidden charges to it.
Free personal accident insurance
We offer a free personal accident insurance cover – upto Rs. 1 crore along with your
loan, that ensures that you are covered for any accidental mishaps and your family is
well protected.
Pre-Approval facility
You can get a sanction for your loan amount based on the income, assets and employment
information you provide during your consultation with Kotak Mahindra Bank. You may come
across a property which you need to close at a short notice. In such a situation, this
sanction can help so that you don't miss the opportunity. Finding a good home is not
easy, so the sanction is good for 6 months, giving you time to shop for the home of your choice.
Insurance options on your Home Loans
You can also avail of a reducing insurance cover at an exclusive premium, so that you are rest assured that should any unfortunate mishap occur to you, your family is safeguarded from any repayment burdens over the tenure of the loan.
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