Personal Convenience Banking Net Banking Net Banking Features
Net Banking Features

Key Features

  • Bank 24X7 - anywhere, anytime
  • View details across Accounts, Term Deposits and Demat Accounts
  • Invest/Redeem in Mutual Funds online
  • Stringent security offers complete peace of mind
Net Banking Features

Banking Accounts

Banking: This section gives you access to all your bank accounts for information and transaction purposes.

Account Services:
  • Get details of your combined balance across your Accounts and Term Deposits
  • View account balance, account activity, uncleared fund details and cheque status
Term Deposits Services:
  • Open a Term Deposit or Inquire Term Deposit rates
  • View details of all your term deposits, interest, tenures, etc
  • Request for a Term Deposit Statement
Payments Services:
  • Transfer funds between your own accounts or to any accounts with Kotak Mahindra Bank or with any other Bank* which participates in RBI NEFT scheme.
  • For regular transfer of funds between your accounts or accounts of any other person, you can set up Standing Instructions for direct transfer into account , or request for sending Banker Cheques to the selected address.
  • For easy reference, maintain a list of beneficiaries. Next time you need to send money, you can just select the beneficiary and the other details will be automatically updated.
  • RTGS on Net – to transfer amount greater than or equal to rupees one lakh, use RTGS on Net. Money can be transferred to account held with any bank’s branch which participates in RBI RTGS. To avail of this service, submit RTGS on Net registration form to your nearest Branch. Please contact your branch for RTGS on Net registration forms and Beneficiary Registration forms.

    * Service available in cities serviced by RBI NEFT

Cheque Related service Service:
  • Order a cheque book
  • Inquire specific cheque status
  • Place stop cheque instructions
Request Statement:
  • Saving or Current: Request physical statement for saving or current account. The Statement will be sent to your mailing address as per our records. Charges as applicable will be debited to your account.
  • Term Deposit: Request physical Term Deposit Statement. The same will be sent will be sent to your mailing address as per our records within 3 working days. Charges as applicable will be debited to your account.
Additional Features:
  • Use TDS Inquiry to get information on tax deducted for the previous and current financial year
  • Inquire the latest exchange rates
Demat
 Demat:
  • This section provides access to view your Demat account details. You can also trade online in these securities by opening a trading account with Kotak Securities Ltd. details.
Account Services:
  • View account activity, billing details, holding details
  • Inquire transaction status, Demat status of securities
Requests:
  • Place an online request for account statement, Share holding details or billing
  • Place a request for Pledge Forms or Client Master Details
Additional Features:
  • In case you want to convert your existing shares into Demat format, you can view securities available for Demat
  • You can view the details of your transactions including settlement date, pay in date, pay out date using the View Settlement calendar option
Investments

Investments: This section enables you to view and purchase/redeem Mutual Funds online and other details of your investments with us.

Account Services:
  • Keep track of your investments online - view account details, transaction details and current NAV, percentage gain/loss and IRR
  • Get details of investments by Asset Class or Fund Name
Transaction Services:
  • Purchase/redeem Mutual Funds online
  • Place Standing Instruction for auto debit of your account and investments in the selected fund
Requests:
  • Check status of your Buy/Sell requests
Other Features:
  • Get the latest NAVs
  • Get advisory services and industry updates on a continuous basis
netc@rd

netc@rd: This is a one time use virtual card which enables you to shop online in a secure way on any website that accepts VISA cards, in a secure way.

netc@rd Usage:
  • Generate your netc@rd by either logging onto Net Banking or using small software application - netc@rd QuickPay - installed on your computer.
  • Cancel cards if you do not wish to use them
Transaction Services:
  • View card details including the status of the card, card amount, create date, expiry date
  • View Transaction details including the card number, merchant name where the card was used and settlement amount
Kotak BillPay

Kotak BillPay is an Electronic Bill Presentment and Payment Service. A secure and hassle free way to pay your bills!!

  • Kotak BillPay is a simple, convenient and secure way of managing your bill payments from anywhere, anytime
  • You can pay your utility bills (telephone, electricity, mobile, etc.), insurance premia, subscriptions to magazines, taxes or make donations
  • Kotak BillPay offers you the flexibility of making regular payments by registering the biller or making one time / ad hoc payments using the 'Instant Pay' option
  • For registered billers, you will be able to view the bill amount and due date
  • You can pay your domestic Visa Credit Cards bills/ transfer funds to any domestic Visa Debit Card using Visa Money Transfer.
  • Kotak BillPay offers you “AutoPay” wherein you can register for automatic payments from your account. Payments will be scheduled and processed 4 days prior to the due date/Payment date specified by the customer.
  • You can even pay your Direct Tax through Kotak BillPay
  • You can even view your Bill and Payment History
  • Additionally, you will also receive Alerts via Email/SMS for any biller addition/deletion, receipt of new bill and status of bill payments and even AutoPay alerts.
  • To avail of Kotak BillPay, Simply login to Net Banking and click on the BillPay option or call up our 24hrs Customer Contact Centre or walk into your nearest Kotak Mahindra Branch.
  • This service is Free of Charge.

  • List of Billers

Get Money

Receive funds from any non Kotak Bank Account to your Kotak Bank account using RBI’s ECS facility absolutely FREE.

  • Registration to be done on Net Banking or at our nearest bank branch to avail Get Money service.
  • Debit Bank account details (ECS Debit Mandate Form) need to be verified by Debit Bank. This verification / lodgment process takes up to a maximum of 25 days from date of submission of ECS Mandate Form to our nearest bank branch.
  • You can either receive funds on Ad-hoc basis (one-time) or can set up a Standing Instruction (SI) to receive funds on regular basis, post successful activation of Get Money registration. You also have the option to modify or delete the Standing Instruction.
  • Get Money funds transfer requests can be given on Net Banking, 24 Hrs Customer Contact Centre or our nearest bank branch.
  • You will receive Email and SMS alerts on the registered email ID and Mobile number with the bank for all the events on Get Money.
  • You can even view details of your pending transfer requests and transfer history post logging into Net Banking.
  • You can register multiple Bank accounts as debit bank accounts under the Get Money service.

Requests

This section enables you to manage your account by modifying your account access and account details. The various options available under this section are as follows:

  • Register for Payment Gateway Service - With payment gateway you can shop online over more than 3000 websites, make utility bill payments across more than 60 companies and 42 cities, pay insurance premium, pay for magazine subscriptions, make donations to charitable and religious institutions, transfer money to Kotak Securities for margin money, Settlement transfer or IPO funding, transfer money to your Kotak commodities account for investment in commodities.
  • Debit Card request - Report for lost/stolen debit cards, request for new Debit Card PIN, change your Debit Card primary account or de-link accounts from your Debit Card. You can even request for a Gold Debit Card and activate your Debit Card for use at merchant establishments.
  • Account related requests - Request for Balance/Interest certificate
  • Do Not Contact request - Register yourself under this section to discontinue receiving marketing related calls from the bank.
  • Request for Investment Account Mandate- To avail of the transactions services in mutual funds offered by Kotak Mahindra Bank Ltd
  • Beneficiary Activation – Post addition of beneficiary record; enter the activation key to activate the beneficiary instantly.
  • Access Code Registration and De-registration-Access Code is an additional password required to log in to Kotak Net Banking / Payment Gateway. You can register or de-register for this service.
  • Request for Interest Certificate- You can request for the Interest Certificate for the previous financial year only . the same will be sent to your correspondence address registered with the bank
  • Request for Balance Certificate- You can request for Balance certificate, which will be mailed to your correspondence address registered with the bank
  • Client ID registration- You can register your Merchant and Client Id details through this option, which will allow you to do Online trading using Kotak Payment Gateway services.
Profile

Profile has your contact details, like correspondence address, preferred email ID and mobile number. For enhanced security, modification of preferred Email ID or Mobile Number is not possible online. To make any changes to your preferred Email ID or Mobile Number please visit your nearest branch and submit a signed request along with an acceptable proof of identity. To change your correspondence please submit a signed request along with an acceptable proof of address

Mail

This section provides you a secure mail service to contact the bank with your complaints/suggestions. You can also place your "Home Banking" requests in this section