Key Features

• Banking Accounts
• Demat Accounts
• Investments
• netc@rd
• Kotak BillPay
• Requests
• My Profile
• My Mail

Banking: This section gives you access to all your bank accounts for information and transaction purposes.

• Get details of your combined balance across your Accounts and Term Deposits
• View account balance, account activity, uncleared fund details and cheque status

• Open a Term Deposit or Inquire Term Deposit rates
• View details of all your term deposits, interest, tenures, etc
• Request for a Term Deposit Statement

• Transfer funds between your own accounts or to any accounts with Kotak Mahindra Bank or with any other Bank* which participates in RBI NEFT scheme.
• For regular transfer of funds between your accounts or accounts of any other person, you can set up Standing Instructions for direct transfer into account , or request for sending Banker Cheques to the selected address.
• For easy reference, maintain a list of beneficiaries. Next time you need to send money, you can just select the beneficiary and the other details will be automatically updated.
• RTGS on Net – to transfer amount greater than or equal to rupees one lakh, use RTGS on Net. Money can be transferred to account held with any bank’s branch which participates in RBI RTGS. To avail of this service, submit RTGS on Net registration form to your nearest Branch. Please contact your branch for RTGS on Net registration forms and Beneficiary Registration forms.

  * Service available in cities serviced by RBI NEFT

• Order a cheque book
• Inquire specific cheque status
• Place stop cheque instructions

• Saving or Current: Request physical statement for saving or current account. The Statement will be sent to your mailing address as per our records. Charges as applicable will be debited to your account.
• Term Deposit: Request physical Term Deposit Statement. The same will be sent will be sent to your mailing address as per our records within 3 working days. Charges as applicable will be debited to your account.

• Use TDS Inquiry to get information on tax deducted for the previous and current financial year
• Inquire the latest exchange rates

• This section provides access to view your Demat account details. You can also trade online in these securities by opening a trading account with Kotak Securities Ltd. details.

• View account activity, billing details, holding details
• Inquire transaction status, Demat status of securities

• Place an online request for account statement, Share holding details or billing
• Place a request for Pledge Forms or Client Master Details

• In case you want to convert your existing shares into Demat format, you can view securities available for Demat
• You can view the details of your transactions including settlement date, pay in date, pay out date using the View Settlement calendar option

Investments: This section enables you to view and purchase/redeem Mutual Funds online and other details of your investments with us.

• Keep track of your investments online - view account details, transaction details and current NAV, percentage gain/loss and IRR
• Get details of investments by Asset Class or Fund Name

• Purchase/redeem Mutual Funds online
• Place Standing Instruction for auto debit of your account and investments in the selected fund

• Check status of your Buy/Sell requests

• Get the latest NAVs
• Get advisory services and industry updates on a continuous basis

netc@rd: This is a one time use virtual card which enables you to shop online in a secure way on any website that accepts VISA cards, in a secure way.

• Generate your netc@rd by either logging onto Net Banking or using small software application - netc@rd QuickPay - installed on your computer.
• Cancel cards if you do not wish to use them

• View card details including the status of the card, card amount, create date, expiry date
• View Transaction details including the card number, merchant name where the card was used and settlement amount

Kotak BillPay is an Electronic Bill Presentment and Payment Service. A secure and hassle free way to pay your bills!!

• Kotak BillPay is a simple, convenient and secure way of managing your bill payments from anywhere, anytime
• You can pay your utility bills (telephone, electricity, mobile, etc.), insurance premia, subscriptions to magazines, taxes or make donations
• Kotak BillPay offers you the flexibility of making regular payments by registering the biller or making one time / ad hoc payments using the 'Instant Pay' option
• For registered billers, you will be able to view the bill amount and due date
• You can pay your domestic Visa Credit Cards bills/ transfer funds to any domestic Visa Debit Card using Visa Money Transfer.
• Kotak BillPay offers you “AutoPay” wherein you can register for automatic payments from your account. Payments will be scheduled and processed 4 days prior to the due date/Payment date specified by the customer.
• You can even pay your Direct Tax through Kotak BillPay
• You can even view your Bill and Payment History
• Additionally, you will also receive Alerts via Email/SMS for any biller addition/deletion, receipt of new bill and status of bill payments and even AutoPay alerts.
• To avail of Kotak BillPay, Simply login to Net Banking and click on the BillPay option or call up our 24hrs Customer Contact Centre or walk into your nearest Kotak Mahindra Branch.
• This service is Free of Charge.
  
  
• List of Billers

My requests

This section enables you to manage your account by modifying your account access and account details. The various options available under this section are as follows:

• Register for Payment Gateway Service - with payment gateway you can shop online over more than 3000 websites, make utility bill payments across more than 60 companies and 42 cities, pay insurance premium, pay for magazine subscriptions, make donations to charitable and religious institutions, transfer money to Kotak Securities for margin money, Settlement transfer or IPO funding, transfer money to your Kotak commodities account for investment in commodities and use Visa Money Transfer facility to pay your credit card bills or transfer money to any VISA debit card across the country.
• Debit Card request - report for lost/stolen debit cards, request for new Debit Card PIN, Request for an add on Card, change your Debit Card primary account or de-link accounts from your Debit Card
• Account related requests - Request for Balance/Interest certificate
• Do Not Contact request - register your self under this section to discontinue receiving marketing related calls from the bank.

Update your profile whenever there is change of contact details. This will help you in receiving timely information from the bank.

This section provides you a secure mail service to contact the bank with your complaints/suggestions. You can also place your "Home Banking" requests in this section