Mobile Banking

Key Features

  • Anytime, anywhere banking
  • Experience online banking - without a pc or internet connection
  • View details across Accounts, Term Deposits and Investments
  • Invest/Redeem in Mutual Funds - anytime, anywhere
  • Secured platform - encrypted communication

Welcome to the world of convenience banking on your Mobile phone.

Now, you can experience the benefits of online banking anywhere and anytime, without the need for a computer. All this absolutely FREE*!

Using the service, you can access your bank accounts and investment accounts at your fingertips, anytime, anywhere.

All this convenience comes to you on a secure and user friendly GPRS-based Mobile Banking platform.

Mobile Banking Features
  • Menu driven service – no need to remember complex codes
  • Security through 128 bit encryption.
  • Check your account balances for Current, Savings & Term Deposit accounts
  • View your account activity
  • Transfer funds between your accounts or other accounts in Kotak Bank
  • Purchase Mutual Fund units
  • Redeem Mutual Fund units
  • Report loss/theft of Debit Card and request for replacement
  • Check status of your Cheque instruments
  • Request issue of new Cheque book
What you need to access this service
    To access Kotak Mobile Banking you need:
  • A Kotak Mahindra Bank account
  • A Java-enabled handset
  • An active GPRS connection (Advanced GPRS recommended) from your service provider
  • Registration for Net Banking and a Net banking password
  • Activation Key - the Activation Key is generated on first login.
Security Features

Kotak Mobile banking platform uses secured Https protocol for communication between the mobile client and the mobile server. Protected by the most stringent security systems, Kotak Mobile Banking allows you to transact over a completely secure medium. All your transactions travel via 128-bit SSL encrypted medium, the highest level of security on the network. The servers are protected with firewalls that make unauthorized access impossible.

Downloading the Application

All you need to get started using Kotak Mobile Banking is to download the application by sending
K MOBILE <Last 4 digits of your CRN>
as SMS to 5676788. Please note you need to send the message from the mobile number you have registered with the bank. You can also call our 24 Hrs Customer Contact Center for downloading Kotak Mobile Banking application. You would be receiving the link to download the application on your mobile number registered with the bank. Please make sure that you have updated your current mobile number with us.

Registration

Access to Kotak Mobile Banking will be granted once you register your Activation Key (which will be displayed on your handset) with us. To activate Mobile Banking on your handset, please call our 24 Hrs Customer Contact Center at our toll free number - 1800 116022 (North India) or 1800 226022 (Rest of India)

 

‘*Mobile Banking is offered to our customers absolutely FREE. There are no charges levied by us for accessing this service. However, please note that you will need to pay for the GPRS subscription charges as levied by your Mobile phone service providers.