SMS Banking

Key Features

  • Access your bank account on your Mobile Phone
  • Get latest update on your account balance, salary credits, and more!
  • FREE service!

Kotak Mahindra Bank's SMS Banking service enables you to access your bank account, investment account and demat account on your Mobile Phone. Now get latest update on your account balance, salary credits, large debits, large credits, holding value and much more, on your mobile anytime.

It is quick and easy, available to you 24X7 and it's absolutely free!

Simply send an SMS to 9971056767 or 5676788 to get the details for following updates.

SMS Commands

SMS the following codes to 9971056767 or 5676788

K HELP for details

Banking Accounts
Balance Inquiry K BAL B
Last 3 Transactions K TXN B
Last 3 months statement on email K STMT B
Statement on email for a particular month in the current financial year K STMT B E
Statement on email for any particular period K STMT B F G
Cheque Status Inquiry K CHQSTATUS B C
New Cheque Book Request K CHQBOOK B
Investment Accounts
Know Your Account No. K MFACCT A
Holding Value K MFBAL X
Demat Accounts
Know Your Account No. K DPACCT A
Holding Value K DPBAL Y
Locator
Know the nearest ATM K ATM Z
Know the nearest Branch K BRANCH Z
PIN Regeneration
Net Banking K NETPIN A
Phone Banking K PHONEPIN A
Debit Card K DEBITPIN D
Debit Cards
Activation of Debit Card for use at Merchant Establishments K POSACT D

A - Last 4 digits of Customer Relationship Number
B - Last 4 digits of Account Number
C - Complete Cheque Number
D - Last 4 digits of Debit Card Number
E - First 3 letters of the month
F - Start period. First 3 letters of the month followed by last 2 digits of the year (Eg: For September 2007 please mention as SEP07)
G - End Period. First 3 letters of the month followed by last 2 digits of the year (Eg: For February 2008 please mention as FEB08)
X - Last 4 digits of Investment Account
Y - Last 4 digits of Demat Account
Z - 6 digit Postal Pincode

Please Note:

  • You can send the SMS in either upper case (Capital letters) or lower case (small letters) i.e. K BAL and k bal, both will help you to know your account balance
  • The SMS commands contain blank spaces which should be kept when sending SMS. There are 2 blank spaces, one after ‘K’ and the other after the code say BAL.
  • Please use only the mobile number which has been registered to use the SMS Banking & Alerts' facility. For your safety, we will not accept requests from any other mobile number.
  • PIN regeneration requests will be accepted through SMS, however New PIN will be sent to your registered communication address via post only.

SMS Banking is available for registered customers only.

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* Conditions apply