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FAQ
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Key Features
- Commercial Vehicle Financing
- Infrastructure Financing
- Tractor and Farm Equipment Financing
- SARAL Loans
- Working Capital Financing
- Team Structure
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What are the advantages of choosing FIRST
Group?
- Hassle-free documentation
- Flexible & customized financial solution
How do I approach FIRST Group for
a loan?
What are the eligibility criteria for availing
a loan from FIRST Group?
- The criteria are based on submitted documentation and
our assessment.
What are the minimum & maximum loan
amounts?
- There is no minimum or maximum limit. It is assessed
at time of processing.
What are the loan tenure options?
- Flexible loan payment options based on customer comfort
and capacity to repay.
What are the stages involved in acquiring
a loan?
- Prospecting
- Data Collection
- Credit Evaluation
- Documentation
- Disbursement
How much time will it take for my
loan to be approved?
- If all documentation is in place, loans are processed
in less than 48 hours. (Conditions apply)
How do I repay my loan?
- At periods ranging from monthly, bi-monthly, quarterly
to half yearly.
- You can walk into any Kotak Mahindra Bank Branch and make
payments towards your loan.
I have already taken a consumer/auto/home/personal
loan from FIRST Group. Can I still take a loan now?
Will FIRST Group help me in exchanging
my old vehicle?
- Yes, our RMs will help you through this.
Does FIRST Group have representation
in my city?
- We are present in all Kotak Branches. Please view the
branch locator for details.
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