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You need a well equipped bank account to keep pace with you in all
your business endeavors. We offer you the Kotak Edge Current Account,
armed with Kotak ActivMoney and our entire gamut of Banking Privileges,
providing you that extra edge to get ahead. The feature rich Kotak
Edge Current Account is the ideal way to make your money work harder.
Features & Benefits
Multi City Banking
Your current account/s with Kotak
Mahindra Bank will be recognized in every other branch. You can
just walk into a Kotak Mahindra Bank branch in any of our branches
across country to satisfy all your banking needs.
ActivMoney
Term Deposit linked Current Account
Kotak ActivMoney ensures that your money never stops working for
you. Daily balances, above a threshold level, in your Current Account
are automatically swept out into Term Deposits (TD). This 'swept
out amount' is brought back into your account to meet fund requirements
when your withdrawals exceed the balance available in the account
(or when the account balance goes below the specified threshold
level.) With Kotak ActivMoney you enjoy the twin advantages of attractive
returns & maximum liquidity.
Demand Drafts and Pay Orders
Enjoy the benefit of our Demand Drafts
and pay orders payable at Kotak Mahindra Bank Branch location in
India.
At-par Cheques
Get At-par Cheques that are treated
as 'local clearing' cheques across all our branch locations. All
these at nominal costs.
Cheque Collection
All Outstation cheques, drawn on
any of our branch locations, are collected 'at nominal charge' for
you. Our strong network of correspondent banks enables us to collect
cheques from 1600 locations across India at faster speed and minimal
cost
Electronic Fund Transfer
Smoothen your business transactions
with NEFT Facility that lets you electronically transfer funds across
banks pan India. Unlike EFT this facility is not restricted to only
RBI centers. You can also avail an RTGS facility whereby you can
transfer funds to your party account.
BEAT Cheque Pick - up Services
This service enables you to have
cheques and documents picked up from your doorstep on a daily basis,
at a time convenient to you.
Free Business Debit Card
You can use your Kotak Mahindra Bank
Global Debit Card to withdraw cash from any Visa ATM. You can use
the card to debit your current account for all business related
expenses
Mobile Banking and Alerts
Our Mobile Banking & Alerts service enables you to access your
bank account on your Mobile Phone. You can access all your standing
instructions (SI), any large credits or debits, available balance,
balance below AQB, any SI failure and SIs successfully executed will
be intimated to you via SMS.
SMS Banking
Now go mobile with kotak’s SMS banking and enjoy banking
while on move. Now you can know your account balance, last 3 transactions,
request a cheque book by simply messaging the relevant code to
5676788.
Free Cash Deposit
Deposit cash free of cost, up to
a pre-specified limit at any Kotak Mahindra Branch
Home Banking services Get your instruments (DDs,
Cheques) and Cash picked up and delivered at your doorstep with our
Home Banking services. This facility is available only at select locations
!
24 x 7 Phone Banking Our 24Hrs Customer Contact
Center offers you personalized service round the clock. Just pick
up the phone and call us on at our Toll Free number 1800 116022 (North
India) OR 1800 226022 (Rest of India).
Net Banking Log on to our very convenient Net
banking (www.kotak.com) to avail many online features and services
as
- View Balances and Downloading of statements
- Online
Tax Payments
- Funds Transfer across kotak Accounts
- Funds
transfer to accounts in other banks through
NEFT
- Online RTGS
Payments
- Utility Bill payments
- VMT for credit card
payments
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