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Open a Savings Account

Enjoy worry-free banking and earn more on your Savings Account balance.

  • Advantage of up to 6%* interest p.a.
  • Unique features for unique needs

View all Accounts

Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know more

  • 50 days of Kotak SALEbrations are here

    50 days of Kotak SALEbrations are here. Shop online and simply pay using Kotak Netbanking to win 1200+ rewards.T&C apply
    Know more

  • Kotak SALEbrations: Woohoo

    #50DaysofKotakSALEbrations offers you a 10% cashback on a min purchase of Rs. 1000/- on using Kotak Net Banking. T&C apply.

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

Reach Us

Toll Free

1800 102 6022


With effect from November 15, 2015 Swachh Bharat Cess (SBC) will be levied @ 0.5% of the taxable value of the services. The effective service tax rate will be 14.5% on taxable value (14 % Service tax + 0.5% SBC). Note that this effective service tax rate will also be applicable on charges as per the General Schedule of Charges for your account/s.