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Introducing 811 Account

For the first time in India install a bank account

  • Your digital account with Zero minimum balance
  • Earn up to 6%* interest on your savings account balance

Apply Now

Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know More

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen*

Reach Us

1860 266 2666

Local call rates apply


W.e.f. Aug 4, 2017, daily balances over Rs.1 Lakh will continue to earn 6% interest p.a. for balances up to Rs. 1 cr. Balances above Rs. 1 cr. will earn interest at 5.5% p.a. There is no change in interest rate on daily balances up to Rs. 1 lakh in Savings Accounts which will continue to earn interest at 5% p.a. The interest rates mentioned are applicable for Resident Accounts only.