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Open a Savings Account

Enjoy worry-free banking and earn more on your Savings Account balance.

  • Advantage of up to 6%* interest p.a.
  • Unique features for unique needs

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Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know More

  • Tweet to order book on Hashtag Banking

    Tweet to order best-selling books on Hashtag Banking & get upto 30% OFF + Rs 50 cashback. Click here to check our collection of books. T&C apply

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

Reach Us

1860 266 2666

(24 X 7)

Connect:

- Dear Customer, Your account has been migrated from ING Vysya Bank to Kotak Mahindra Bank. Request you to log on to www.kotak.com to access your account online.

- With effect from 1 April 2016, the periodicity of payment of interest on Savings Bank Account will be quarterly. Thus, the Savings Bank interest calculated on daily product basis will be paid at quarterly intervals on 30th June, 30th September, 31st December & 31st March each year.

- The General Schedule of Features and Charges (GSFC) is being revised with effect from April 1, 2016 for Savings Accounts, Current Accounts, Non Resident Accounts, Privy League Savings & Current Accounts, Corporate Salary Accounts, JIFI Accounts & Sanman Accounts. Click here for the updated GSFC. The revision to GSFC is also applicable to ING now Kotak customers whose accounts have been opened on/after 1st April,2015. For the updated GSFC for these accounts Click Here.

- Our 24 x 7 contact centre number is changing. Effective April 15th, 2016, our new number will be 18602662666 (local call rates apply). Please update this number in your contact list. Our earlier number 18001026022 will cease to be operational effective April 15, 2016.